All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The Term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

If you would like more information stop by one of our branches or call us at 1-800-769-1549.

Starting November 1, 2011 you will see new features added to our on-line bill pay product:

• Multiple Payments from one Screen
• Pay from Multiple Accounts
• E-mail Payments
• Transfer Payments to Accounts at Other Financial Institutions
• Set Payee and Payment Amount Thresholds
• Payee Catergorization
• Pending Payment Calendar
  and much more.

Click Here to see a demo on all the new features.

You can now view images of checks on-line! When reviewing your checking account statement on-line simply click on any check number to view images of that check. You will be able to see the front and back of each check to get all of the information you need.

We are now a member of the Maine Cash Access ATM network. That means you can enjoy surcharge free ATM transactions at any of the 17 Community banks participating with 220 statewide ATM's. Click on the Maine Cash Access logo to see the participating banks and ATM locations.