Business Loan Application

Business Loan Application | Commercial Construction Loans | Commerical Mortgages
Lines of Credit | Equipment Loans | Dealer Finance Programs | SBA Loans

To apply for one of our commercial loan products and take advantage of our fast turn-around in responding to your request, please complete our application package as follows:

• An executive summary of the project or property description (Please include approved plans and specifications for new construction projects along with detailed cost information.)
• A business plan for all startup businesses
• A completed Commercial Loan Application form
• A completed Personal Financial Statement form
• Federal Income Tax Returns (last 2 years)
• Current Financial Statements (if available)
• Partnership Agreement or Corporate Resolution to Borrow
• Lease Agreements (if applicable)

Because every commercial loan is different, commercial financing projects are underwritten on a case-by-case basis. While we must meet certain federal guidelines when structuring commercial loan packages, loan terms are developed for individual deals and are risk-assessed based on the overall strength of the borrower/project. The appropriate financing package for you will depend on many factors and underwriting criteria including the loan-to-value ratio and the debt service coverage ratio.

Please feel free to call our Loan Servicing Group at our main office (800-769-1549) or just give our nearest Border Trust office a call, and we will be happy to direct your inquiry to one of our experienced commercial loan officers.