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Deposit Rates |
CDs & IRAs Rates | Fees
Interest Rates and Annual Percentage Yields are current as of 01/29/08.
CERTIFICATES OF DEPOSIT (CDS)
|
| Type |
Minimum Opening Deposit |
Minimum Balance to Obtain APY * (c) |
Interest Rate |
APY * |
| 7 to 31days CDs (a) |
$1,000.00 |
$1,000.00 |
0.50% |
0.50% |
| 3 month CDs (a) |
$1,000.00 |
$1,000.00 |
1.25% |
1.26% |
| 6 month CDs (a) |
$1,000.00 |
$1,000.00 |
2.25% |
2.28% |
| 9 month CDs (a) |
$1,000.00 |
$1,000.00 |
2.30% |
2.33% |
| 12 month CDs (a) |
$1,000.00 |
$1,000.00 |
2.75% |
2.79% |
| 18 month CDs (a) |
$1,000.00 |
$1,000.00 |
2.00% |
2.02% |
| 24 month CDs (a) |
$1,000.00 |
$1,000.00 |
2.25% |
2.28% |
| 30 month CDs (a) |
$1,000.00 |
$1,000.00 |
2.40% |
2.43% |
| 36 month CDs (a) |
$1,000.00 |
$1,000.00 |
2.60% |
2.63% |
| 48 month CDs (a) |
$1,000.00 |
$1,000.00 |
2.65% |
2.69% |
| 60 month CDs (a) |
$1,000.00 |
$1,000.00 |
2.75% |
2.79% |
INDIVIDUAL RETIREMENT ACCOUNTS (IRA CDS)
|
| Type |
Minimum Opening Deposit |
Minimum Balance to Obtain APY * |
Interest Rate |
APY * |
| 7 to 31 days IRA CDs (a) |
$500.00 |
$500.00 |
0.50% |
0.50% |
| 3 month IRA CDs (a) |
$500.00 |
$500.00 |
1.25% |
1.26% |
| 6 month IRA CDs (a) |
$500.00 |
$500.00 |
2.25% |
2.28% |
| 9 month IRA CDs (a) |
$500.00 |
$500.00 |
2.30% |
2.33% |
| 12 month IRA CDs (a) |
$500.00 |
$500.00 |
2.75% |
2.79% |
| 18 month IRA CDs (a) |
$500.00 |
$500.00 |
2.00% |
2.02% |
| 24 month IRA CDs (a) |
$500.00 |
$500.00 |
2.25% |
2.28% |
| 30 month IRA CDs (a) |
$500.00 |
$500.00 |
2.40% |
2.43% |
| 36 month IRA CDs (a) |
$500.00 |
$500.00 |
2.60% |
2.63% |
| 48 month IRA CDs (a) |
$500.00 |
$500.00 |
2.65% |
2.69% |
| 60 month IRA CDs (a) |
$500.00 |
$500.00 |
2.75% |
2.79% |
| * Annual Percentage Yield |
| (a) A penalty will be imposed for early withdrawal. |
| (c) Daily balance. The amount of the principal in the account each day. |
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IDENTITY THEFT / GENERAL TERMS & CONDITIONS