Home Equity Products

Overview | Home Equity Products | Personal Loans | Residential Mortgages

Our home equity product enables you to take advantage of the equity that you may have available in your home to finance your home improvement projects or to meet your other funding needs.  With our home equity loans, you may borrow up to 90% of the value of your home up to $100,000. The interest you pay may be tax deductible; however, we suggest that you consult with your tax advisor to ensure that you qualify.

Revolving Home Equity Line of Credit

• Low interest rate based on Prime*
• Underwriting fees waived**
• Minimal documentation required***
• Easy access to your line of credit with convenient check writing feature
• Quick closing
• As you reduce your principal balance it becomes available for re-use
• Minimum payment billed to you by statement.
• No prepayment penalties

* The Annual Percentage Rate (APR) may vary monthly and is based on the Wall Street Journal Prime rate over the life of the loan. The interest payment can change as a result. Rate will never exceed a maximum APR of 18.00%

** Underwriting fees include recording of the deed, cost of the credit report, flood determination costs, and limited title search report.

*** Documentation needed with your application includes: a copy of your real estate tax bill showing assessed value of your real estate, a copy of your warranty deed, income verification, and homeowner's insurance verification.