SBA Loans

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SBA stands for the Small Business Administration. It is a federal agency with a variety of federally-guaranteed loan types and products which are designed to help those loan applicants who might not quite meet all the conventional loan requirements.

Oftentimes, SBA programs will require lower down payments and longer terms than would be allowed on a typical business loan. With an SBA loan, you can purchase any kind of property as long as it is for business use. What's more, as long as your business will occupy at least 60% of the total building size, you may use SBA loan proceeds for construction purposes. The construction loan can be structured with interest only payments while your building is being built, and then convert to fully-amortizing, permanent financing for up to 25 years.

Come in and let us assist you in finding out whether you might qualify for an SBA loan - and your dream might become reality!